How Much Does Drug Rehab Cost?
The cost of drug rehab varies depending on the type of services your child needs — prices can range from free public programs to tens of thousands of dollars. Several factors — such as whether your teen enrolls in inpatient or outpatient rehab, and the duration of their treatment — directly impact the cost of drug rehab.
Rehab is often covered by health insurance. In fact, the Affordable Care Act requires that every Marketplace plan covers addiction treatment services. If you don’t have insurance, out-of-pocket expenses can be covered through payment plans, sliding scale fees, scholarships and grants from the government.
Paying for rehab may be a financial drain now, but your child’s life is far more important than money. If you find the right center, you can avoid paying for multiple rehab stints. We at TeenRehabCenter.org are dedicated to helping you find the facility that will work best for your child. Our help is free and everything we discuss with you is kept confidential.
Inpatient Rehab Costs
The cost of inpatient rehab varies based on the amenities you’d like your child to have while living at their teen rehab facility and the amount of time your child spends there. Typically, inpatient drug rehab for teens — which can include a shared room, meals and group counseling — can cost between $2,000 and $7,000 per 30-day treatment plan. If you want your child to have a 30-day luxury rehab experience — including a private room, maid service, daily individual therapy and holistic treatments like acupuncture — the cost may reach $25,000 or more.
Outpatient Rehab Costs
Outpatient drug rehab for teens is often less expensive than inpatient rehab options because the teen does not live at the facility and therefore does not pay for room and board. However, outpatient costs still vary based on the intensity of treatment your teen’s condition requires and how long they participate in recommended treatment programs.
Intensive outpatient care — which often involves counseling multiple days per week, regular drug tests and emergency coverage — can cost between $3,000 and $10,000. Standardized outpatient rehab may cost $1,000 or less. While this kind of program does work for some people, it’s often less effective than more individualized programs. In the long run, if a standardized, non-individualized program doesn’t work for your child, you are going to end up paying for rehab twice.
What Determines Drug Rehab Costs?
Teen rehab facilities take multiple factors into account when determining the cost of drug rehab. Beyond the level of care — whether your teen stays for inpatient treatment or visits for outpatient programming — the location of the facility, duration of treatment, number of substance abuse counselors on staff and facility funding all impact how much you’ll be paying for rehab.
Levels of Service
Different rehab facilities offer different levels of service. While some low-cost facilities offer minimal elements of treatment to cut down on costs, some high-end facilities offer resort-like amenities. The more extensive the services and extravagant the amenities, the more treatment will cost.
Insurance generally covers most standard treatment plans, which fall between low-cost and luxury treatment. Depending on your insurance plan, it may or may not cover the other two options. Level of service also involves addiction detox — some facilities offer this service, while other will require you to get detox elsewhere. If detox is done in-house, the cost of drug rehab typically goes up.
Duration of Treatment
For both inpatient and outpatient rehab, the longer a patient stays in the program, the more expensive their addiction treatment will be. An addiction specialist will be able to recommend an ideal teen drug rehab plan, including recommending a length of stay. In general, studies show the longer a person stays in rehab, the better chance they have of learning to manage their addiction and living a sober life successfully.
In some cases, a facility will require a minimum length of stay for each patient. For example, many inpatient rehab facilities require patients to stay for at least a 28-day period.
Location of Facility
Geographic location and local economy factor into the cost of drug rehab. Treatment facilities in metropolitan areas typically cost more, since rent and property taxes are higher. Many families looking to save money on rehab opt to send their children to rural teen rehab facilities. Florida in particular is home to many cost-effective, rural treatment locations.
Staffing and Personnel
The addiction therapists, doctors and other personnel at a rehab facility also factor into its costs. These costs are amplified if staff members have more specialized certifications. Fortunately, rehab professionals don’t need a boatload of fancy certifications to be effective in treating addiction. Above all, look for facilities that employ experienced staff who will approach your child’s addiction with compassion and expertise. We at TeenRehabCenter.org can provide you with a list of recommended facilities, upon your request.
While free and low-cost drug and alcohol treatment facilities may cost less up front, the quality of care provided there usually doesn’t stack up with what’s offered at private facilities. This is because nonprofit and government-sponsored programs often don’t have the resources to focus on individualizing treatment plans for every patient. So while private facilities can offer one-on-one attention, support groups and family therapy, low-cost treatment facilities often can’t, unfortunately.
Is Drug Rehab Worth It?
Compared to the tremendous financial, physical and emotional effects of addiction, the cost of drug rehab is minimal.
Teens who suffer from addiction often end up spending tens of thousands of dollars each year to cover the consequences of their substance dependency issues. These costs include:
- Purchasing drugs or alcohol
- Fines, bail, attorney’s fees and court fees
- Hospitalizations and emergency room visits
- Lost wages due to impact on work or loss of employment
Even the above annual costs pale in comparison to the long-lasting health consequences of substance abuse. Addiction creates a domino effect,causing or exacerbating additional diseases and disorders.
Some of these diseases include:
- Heart disease
- Liver disease
- Co-occurring mental disorders
How To Pay For Drug Rehab
Even though addiction affects many teens across America, families often hesitate to get help for their child because of the costs associated with treatment. Even with the help of insurance, rehab can still be expensive. There are several financing options, however, that your family can use to get your teen the help they need.
Treatment Center Financing
Many treatment centers offer their own financing plans. Often, these centers partner with third-party lenders to craft payment packages that are affordable for every family. In some cases, rehab facilities offer a sliding scale model, weighing a family’s income to determine an appropriate payment plan. Other times, the facility may waive certain fees to help families pay for drug rehab.
Some questions you should ask a rehab facility about financing include:
- How is the payment plan determined?
- Will I be charged interest?
- Can my plan be refinanced if my circumstances change?
Borrow From Friends or Family
Teenage addiction can affect your entire family. There are clear emotional, physical and financial tolls this disease can have, and your family or close friends may be inclined to lend a hand if they know their money will go directly to helping your child get through rehab successfully.
There are many benefits to getting a loan from friends or family, including:
- The loan will likely come without an expectation of paying interest
- Loved ones may be more forgiving with repayment deadlines if your family is late with a payment
- More generous loved ones may donate some or all of the money without an expectation of repayment
Take Out a Loan
If you have good credit, you may be able to approach your bank about taking out a personal loan or opening a new credit card.
When applying for a credit card or a personal loan, make sure to consider:
- The interest rate
- The payback terms
- Any fees that may be associated with it
Scholarships and Grants
Some facilities offer rehab scholarships that partially or fully cover rehabilitation costs. These scholarships depend on a variety of factors and vary between facilities. When you have chosen the program that will work best for your child, inquire into scholarship opportunities.
In addition, the Substance Abuse and Mental Health Services Administration offers grants to qualifying teens and families. In this process, peer reviewers evaluate online applications in a series of assessments and score them. The agency also works with state substance abuse agencies that provide partial or full rehab reimbursement.
To apply for a scholarship or grant, your family may need to:
- Write an essay
- Submit a doctor’s note or assessment
- Submit financial documents that prove you are in need of financial assistance
In the age of the internet, many families have turned to social media to crowdsource funding for specific projects or needs. If all other options are exhausted, your family may want to consider setting up a donation page on a crowdfunding site, using social media to spread the word.
Some crowdfunding sites include:
Does Insurance Cover Drug Rehab?
Insurance does cover drug rehab; the extent of coverage depends on your specific plan. Legally, your insurance company must cover rehab to the same extent it covers other medical conditions. We at TeenRehabCenter.org are available to help you with this matter for free. We want your child to get the help they need, and we are ready to walk you through the insurance process, confidentially.
Insurance for drug rehab can be in the form of many different plans — public, private and group — and it may be in your best interest to shop around for a new insurance provider whose benefits will provide the best rehab coverage for your teen at the best price for your family. If you’re looking for new health insurance, Healthcare.gov is a good place to start.
In general, insurance typically partially or fully covers:
- Assessment or evaluation
- Individual or group therapy or counseling
- Inpatient drug treatment
- Outpatient drug treatment
To determine your health insurance benefits, you can:
- Call your insurance company’s member services hotline (typically a 1-800 number)
- If part of a group plan, contact the human resources department at your place of employment to speak with a benefits coordinator
- Contact your teen’s rehab facility and speak with their billing or insurance coordinator
- If part of a public plan like Medicare or Medicaid, reach out to your family’s social worker or state-run Medicare/Medicaid office
Does My Child Need Drug Rehab?
If your child is struggling with substance addiction, they need professional help now. The longer addiction persists, the more difficult treatment becomes. An addiction specialist (such as our compassionate rehab experts at TeenRehabCenter.org) can help you figure out what’s going on and plan steps back to health for your child.
If it turns out that your child needs treatment, you will need to choose a drug rehab center. This calls for a conversation with a treatment professional, who can guide you towards the most suitable options. We at TeenRehabCenter.org are well-equipped to help you wade through the innumerable treatment centers in the U.S., and whittle them down to those that will work best for your child.
The road to recovery is long, but once you take the first step, your family is already on the road to positive change. We at TeenRehabCenter.org know that rehab stigma is tough — that’s why we’re here to listen to you and help you, not judge you. Contact us today to speak confidentially with a recovery advisor, free of cost.
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